Loans for Doctor


Nature of Loan :

Loan to Doctors who are Indian national


Eligibility :

  • Post Graduate (MD/MS/MCH/MDS) with minimum1 year of post-qualification experience required
  • Graduate Doctors (MBBS/BDS) - Minimum 2 years of post-qualification experience
  • All Others (BHMS/BAMS)/DHMS) - Minimum 15 years of post-qualification experience

Finance for :

Buying new equipment, construction of new premises, modification, expansion, working capital, advance against receivables etc


Loan Amount :

Upto 1 crores


Security :

Parents/Spouse/Guardian as Co-Borrowers, Assignment of Life Insurance Policy of the Borrower, Property or Other Financial Asset to be taken as security (or exempted depending on merit) Cover 1.00x - 2.00x


Eligibility for Loans without Security/Collateral :

  • Available Loans upto 2 Lakhs
  • Post Graduate (MD/MS/MCH/MDS) with minimum1 year of post-qualification experience
  • Graduate Doctors (MBBS/BDS)- Minimum 2 years of post-qualification experience
  • Dentists Doctors (BDS/MDS) - Minimum 5 years of post-qualification experience
  • Ayurvedic & Homeopathic Doctors: BHMS/BAMS- Minimum 8 years of post-qualification experience
  • Homeopathic Doctors: DHMS- Minimum 15 years of post-qualification experience

Tenure :

12 months to 60 months


Moratorium Period :

Nil for Loans below 12 months
For Loans above 12 months, only on case to case basis


Repayment Period :

EMI or Non-EMI based Loans


Apply Online

You can now apply for the loan completely online.